Bangkok: Muang Thai Life Assurance Public Company Limited is accelerating the development of life insurance products combined with investment services, designed as a flexible long-term financial planning tool with optional health coverage to comprehensively meet the needs of policyholders.
According to Thai News Agency, Mr. Sara Lamsam, Chief Executive Officer of Muang Thai Life Assurance, revealed that in 2026, under challenging and volatile economic conditions, the company has set its strategy 'Go Healthier with MTL' to enhance physical, mental, and financial health. This is achieved by continuously developing special services for life insurance with investment components (unit-linked) customers, ensuring life and health protection runs parallel to investment opportunities through Muang Thai Unit-Linked products.
Muang Thai Life Assurance prioritizes diversification across various asset classes to create portfolio resilience in potentially volatile market conditions. The company has adjusted its investment allocation to align with market conditions, reducing investment in Thai bonds and increasing investment in foreign bonds to benefit from global interest rate trends. Meanwhile, the role of Thai stocks in high-risk assets has been reduced due to structural limitations and growth challenges, while increasing investment in global equities to capitalize on global economic growth, which includes a large proportion of innovative and advanced technology businesses such as AI. Furthermore, some investments are diversified into Asia-Pacific equities (excluding Japan) to mitigate risk from the US market and capitalize on the region's long-term growth potential, which is projected to outpace the global average. The primary goal of this strategic adjustment is to generate the most stable and consistent returns for the recommend ed portfolio in the long term.
"The company has enhanced investment confidence for Muang Thai Unit Linked clients with MTL Portfolio Management services, managed by the company's experienced fund managers registered with the Securities and Exchange Commission (SEC). In 2025, despite high volatility in the global financial market, our recommended five risk-based portfolios generated returns of approximately 7.7% to 11%, which is considered good performance, especially when compared to investing in Thai stocks which yielded a negative 6% return. The key to portfolio investing is diversification across various asset classes. While it may not outperform all assets annually, diversification helps reduce the likelihood of severe negative returns and ensures consistency in clients' investments for sustainable long-term growth," Mr. Sara said.
Customers of Muang Thai Unit Linked mDesign, mGrow 615, mOne, and mOnePlus can adjust their investment allocation according to the new recommended portfolio themselves via the MTL Click application. For customers who do not have time to manage their investment portfolio, they can subscribe to MTL Portfolio Management service so that a team of professional fund managers can monitor and automatically adjust the unit linked investment portfolio to suit the situation, in order to achieve long-term financial planning goals. In addition, the company has a team of MTL Portfolio Consultants ready to provide advice and collaborate with customers on long-term financial planning. Those interested can contact a Muang Thai Life Assurance representative or inquire for more information at Call Center 1766.