Use AI, Don’t Buy AI Stocks Yet

Bangkok: From the beginning of the year until early October 2025, the Thai and Vietnamese stock markets have presented significant challenges for investors. The Thai stock market has been on a continuous decline, which has adversely affected portfolios despite holding stocks with strong earnings and growth potential.

According to Thai News Agency, the situation in Vietnam was even more complex. The Vietnamese stock market index soared by over 30%, yet individual portfolios, particularly those focused on stocks affected by trade tariffs, experienced a 20% decline. This was compounded by currency fluctuations, leading to substantial losses for investors. Health challenges further added to the investor's woes, with concerns about prostate cancer adding a layer of personal anxiety.

In a bid to navigate these turbulent times, the investor turned to AI, specifically Chat GPT, for insights on both health and financial fronts. This move proved enlightening, offering detailed and informed perspectives on prostate cancer, which helped alleviate some personal concerns. The AI even provided probabilistic assessments of cancer severity, offering a measure of reassurance before medical tests confirmed no malignancy.

On the investment side, the AI suggested holding onto stocks like Vietnam's FPT, despite a significant drop in share value. This advice proved prescient as FPT's financials improved, and the stock rebounded, buoyed by improved economic conditions and renewed investor interest. The investor's experience underscored the potential of AI as a tool for both personal health and investment decisions.

Despite AI's promise, the investor remains cautious about investing in AI-driven companies. Membership fees, a significant revenue stream, have decreased, challenging profitability. The future profitability of AI companies hinges on their ability to offer customized AI solutions to businesses, a market with intense competition. AI's potential in advertising and AI marketplaces also presents opportunities, but success is uncertain.

The investor reflects on the lessons learned, recognizing AI's transformative potential but advising caution in stock investments related to AI. The competitive landscape and uncertain revenue streams for AI companies suggest that while AI can be a valuable tool, investing in AI stocks carries significant risk.